• 3 months in business
• 3 months of business bank statements
• $10,000 in monthly revenue

• 3 most recent business bank statements
• Completed application
• Voided check for business bank account
• Government-issued ID

While a low credit score may limit your financing options, 1West’s ABLE platform has the ability to get you financing.

Yes. Our Automated Business Lending Engine (ABLE) can provide you with financing options without the hassle of speaking to someone on the phone.

Yes. 1West offers a referral payment for clients that receive financing. It varies on a case by case basis. Please inquire within for additional information.

Visit apply.1west.com to get options with a few clicks of a button.

Log into our portal to check your application status. It can take up to 2 business days for an update to occur.

Unfortunately, we cannot accept any other documents to proceed with financing.

It depends on the financing product and partner that you are paired with. However, we estimate it would take anywhere from 24-72 hours to receive the capital after our receipt of the initial required documentation.

1West specializes in short-term financing lending options, but we also offer the following:

• Unsecured Working Capital
• Real Estate Financing
• SBA Loans
• Accounts Receivables Financing
• Lines of Credit
• Equipment Financing

1West provides a variety of products with the best options for our clients:

• Daily payment
• Weekly payment
• Bi-weekly payment
• Monthly payment

Terms are based on overall business profile. However, 1West’s ABLE platform can offer up to 25 years where applicable.

Unfortunately, we do not, but we have a partner that can help start-ups looking for capital. Please go here to see what options are available for you.

Payment remittance will depend on the structure you were approved and funded with. For example, if you are repaying daily, the next payment would be the day following receipt of the financing. If you are on a weekly repayment schedule, it is typically a week and a day following receiving the funds.

No. Depending on the financing partner, we may be able to structure any offer with a prepayment discount depending on when you would like to pay off the remaining balance of your loan.

Yes. Here at 1West we have monthly payment options. However, those options are typically reserved for higher qualifying applicants.

1West prides itself on understanding your business. Things happen. Let us know if you foresee any issues with payment, and we will work with you on potentially having the payment reduced for a period of time while you resolve your cashflow issues.

To reset your password:

1. Log into your account.
2. Click the menu icon (the three lines) at the top-right of the screen.
3. Click My Account.
4. Click the Login Details tab to change your password.

If you’ve forgotten your password, you can click the Forgot Password link on the login page and navigate to the forgot password page. Here, you will enter your email address. You should receive an email within a few minutes containing a temporary link to reset your password. Check your junk/spam mail folder if you don’t receive this email.