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1West blog

The beliefs behind the money.

We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.

Beauty salon stylist working with a client, showcasing a professionally equipped space funded through a business loan for beauty salon growth.

Why Get A Hair Salon Loan for Your Business

Starting a salon business involves considerable expenses, from finding the right location to equipping the space with high-quality tools and furnishings. Many aspiring salon owners opt for loans specifically designed to fund beauty salons to ease the financial load.  Understanding the available loans for beauty salons and grasping the potential

  • by Nathan Armstrong
  • November 15, 2024
A business owner calculating expenses with a stack of cash and a calculator on the desk, demonstrating the use of unsecured working capital loans for daily business operations.

How to Get Unsecured Working Capital Loan for Small Business

Securing working capital is a critical step for small businesses looking to grow, manage daily operations, or navigate temporary financial setbacks.  However, one of the most attractive and accessible options for many entrepreneurs is an unsecured working capital loan.  Unsecured working capital loans provide businesses with the funds they need

  • by Nathan Armstrong
  • October 24, 2024
Construction company executives reviewing plans and calculating costs. The extensiveness of the construction plan requires fast construction loans to ensure timely funding and project execution.

How to Get Fast Construction Loans for My Company

Securing funding is a critical step for any construction business looking to start new projects, purchase equipment, or expand its operations. However, construction business loans often come with long approval processes that can slow down project timelines.  This is where fast construction loans come in. Designed specifically for business owners

  • by Nathan Armstrong
  • October 10, 2024
A truck being loaded with gravel at a construction site, illustrating the importance of a trucking business loan for equipment and operational expansion.

How to Know if You Need a Trucking Business Loan

Knowing whether your trucking business needs a loan can be a difficult decision. For many trucking companies, securing a loan isn’t just about covering immediate expenses—it’s about preparing for long-term growth, upgrading equipment, or even expanding into new markets. This article will determine the signs to know if you need a

  • by Nathan Armstrong
  • September 27, 2024
Shop owner holding a 'Welcome, We Are Open' sign in front of a store, representing the need for a retail business loan to support small business operations.

Small Retail Business Loans: How to Apply

Small retail businesses are the backbone of many economies. They provide essential goods and services to local communities and contribute significantly to employment. However, running a small retail business is not without its challenges. Among the most pressing is the need for adequate financing. Financing is often crucial for expansion,

  • by Nathan Armstrong
  • September 19, 2024
Two girls playing in a Daycare financed with a business loan

When To Use a Daycare Business Loan

Daycare centers are essential in communities, providing safe, nurturing environments for children while parents work or attend school. They support child development and enable parents to pursue careers, contributing to community economic stability. With growing demand, many centers need to expand to accommodate more children and enhance programs. Daycare business

  • by Nathan Armstrong
  • August 9, 2024

The Different Types of Restaurant Business Loans

Running a restaurant is a labor of love, but it’s also a complex business that often requires a significant financial investment. As a restaurant owner, you’re likely familiar with the constant need for capital to cover everything from purchasing new equipment to renovating your dining area, managing cash flow, or

  • by Nathan Armstrong
  • July 25, 2024
A hair stylist working on her business financed by a Beaty Salon Loan

Top 7 Benefits of Securing a Beauty Salon Loan

Becoming your own boss and running a beauty salon is a dream for many. It’s a chance to channel your creativity, build a loyal clientele, and make a mark in the beauty industry. However, along with the excitement of entrepreneurship comes the inevitable challenge of managing finances.  Whether you’re just

  • by Nathan Armstrong
  • July 17, 2024

Is it possible to get a business line of credit with no credit check?

Sometimes, business owners require additional finances to grow and scale their business. While this can be obtained by collaborating with investors, many business owners choose to open a business line of credit instead.  What is a business line of credit? A business line of credit is similar to a credit

  • by Nathan Armstrong
  • February 16, 2024
Woman checking a page about interest rates on laptop. Featured image for “Is a Small Business Loan Fixed or Variable?”

Is a Small Business Loan Fixed or Variable?

Is a small business loan fixed or variable? This is one of the questions you’ll have to grapple with when securing financing for your small business venture, be it a restaurant or a daycare center. In this article, we’ll explore how fixed and variable small business loans work (along with

  • by Nathan Armstrong
  • January 3, 2024