1West blog

The beliefs behind the money.

We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.

Person reviewing financial documents with a calculator and laptop, planning short-term commercial loans for business expenses.

Breaking Down Everything You Need to Know About Short-Term Commercial Loans

Running a business comes with plenty of ups and downs, and one of the most common challenges is managing your cash flow. Short-term commercial loans can often be an effective solution to bridge those funding gaps. But how do you know if this financing option is right for you? Short-term

  • by Nathan Armstrong
  • March 31, 2025

Can SBA Microloans Actually Help You?

Starting a business takes more than just an idea. You need money to buy supplies, rent space, or pay for licenses—sometimes just a small amount to get things moving. But here’s the problem: most traditional lenders aren’t interested in giving out small loans. If you’re just starting out or have

  • by Nathan Armstrong
  • March 31, 2025
A professional businesswoman in a beige blazer sitting at a conference table during a loan application discussion, representing the process of securing commercial loans for business.

How to Apply for a Commercial Loan Online

Running a business often requires financial support. Whether it’s funding for expansion, purchasing new equipment, or covering operational costs, securing the right financing is crucial.  That’s where commercial loans for business come in. These loans provide companies with the capital they need to grow, but finding the right lender and

  • by Nathan Armstrong
  • March 13, 2025
A person counting cash while another writes on a notepad near a pink payment terminal, symbolizing small business finances. Learn how to get business funding with bad credit and explore alternative financing options.

Can You Get a Small Business Loan with Bad Personal Credit?

Running a business comes with its fair share of challenges. But if your personal credit score isn’t where you’d like it to be, securing small business funding can feel like an uphill battle. Fortunately, getting a business loan with bad personal credit isn’t impossible. It just takes the right approach.

  • by Nathan Armstrong
  • February 20, 2025
A house keychain surrounded by ornate keys on a real estate backdrop, representing real estate investing opportunities.

5 Sources of Funding for Your Real Estate Investing

Real estate investing can be a rewarding way to build wealth, but it requires careful planning—especially when it comes to funding. Whether you’re a beginner or a seasoned investor, understanding the real estate financing solutions available to you goes a long way.  This guide explores five reliable sources of real

  • by Nathan Armstrong
  • January 31, 2025
Casual and modern restaurant setting with stylish decor, a great example of spaces supported by funding for restaurant ventures.

How to Get Funding for a Restaurant: A Comprehensive Guide

Launching a restaurant is an exciting venture, but securing the right funding is often a critical first step. From opening a cozy café to a high-end dining establishment, understanding how to get funding for a restaurant can make the process smoother and more efficient. Why Do You Need Financing for

  • by Nathan Armstrong
  • January 21, 2025
A person counting cash on a desk with receipts and notes, representing a practical financing solution for businesses to manage funds effectively.

Types of Financing Solutions Available to Businesses

Finding the right financing solution is critical for businesses of all sizes. Whether you’re looking to launch a new product, expand operations, or manage cash flow, understanding the types of business finance available is essential. The right business financing options can make a significant difference in achieving long-term success.  This

  • by Nathan Armstrong
  • January 2, 2025
A small business owner counting cash after receiving a small business loan without collateral.

How to Get a Working Capital Loan Without Collateral

Securing funding for your business is often necessary to cover operating costs, manage cash flow, or fuel growth. For many small businesses, obtaining a working capital loan without collateral is a great option.  An unsecured working capital eliminates the need to pledge personal or business assets, making the process less

  • by Nathan Armstrong
  • December 27, 2024
Counting cash on a table, emphasizing methods to learn how can you reduce total loan cost.

What Can Reduce Your Total Loan Cost?

Taking out a loan can be a strategic move to grow your business, invest in new opportunities, or cover unexpected expenses. However, it’s essential to understand what can reduce your total loan cost to ensure you don’t pay more than necessary. By carefully planning and implementing specific strategies, you can

  • by Nathan Armstrong
  • November 21, 2024
Beauty salon stylist working with a client, showcasing a professionally equipped space funded through a business loan for beauty salon growth.

Why Get A Hair Salon Loan for Your Business

Starting a salon business involves considerable expenses, from finding the right location to equipping the space with high-quality tools and furnishings. Many aspiring salon owners opt for loans specifically designed to fund beauty salons to ease the financial load.  Understanding the available loans for beauty salons and grasping the potential

  • by Nathan Armstrong
  • November 15, 2024