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1West blog

The beliefs behind the money.

We believe in small business. So we’re inspired by the stories behind them. Read how businesses of all shapes and sizes turned the right loans into their own versions of success.

A person counting cash on a desk with receipts and notes, representing a practical financing solution for businesses to manage funds effectively.

Types of Financing Solutions Available to Businesses

Finding the right financing solution is critical for businesses of all sizes. Whether you’re looking to launch a new product, expand operations, or manage cash flow, understanding the types of business finance available is essential. The right business financing options can make a significant difference in achieving long-term success.  This

  • by Nathan Armstrong
  • January 2, 2025
A small business owner counting cash after receiving a small business loan without collateral.

How to Get a Working Capital Loan Without Collateral

Securing funding for your business is often necessary to cover operating costs, manage cash flow, or fuel growth. For many small businesses, obtaining a working capital loan without collateral is a great option.  An unsecured working capital eliminates the need to pledge personal or business assets, making the process less

  • by Nathan Armstrong
  • December 27, 2024
Counting cash on a table, emphasizing methods to learn how can you reduce total loan cost.

What Can Reduce Your Total Loan Cost?

Taking out a loan can be a strategic move to grow your business, invest in new opportunities, or cover unexpected expenses. However, it’s essential to understand what can reduce your total loan cost to ensure you don’t pay more than necessary. By carefully planning and implementing specific strategies, you can

  • by Nathan Armstrong
  • November 21, 2024
Beauty salon stylist working with a client, showcasing a professionally equipped space funded through a business loan for beauty salon growth.

Why Get A Hair Salon Loan for Your Business

Starting a salon business involves considerable expenses, from finding the right location to equipping the space with high-quality tools and furnishings. Many aspiring salon owners opt for loans specifically designed to fund beauty salons to ease the financial load.  Understanding the available loans for beauty salons and grasping the potential

  • by Nathan Armstrong
  • November 15, 2024
A business owner calculating expenses with a stack of cash and a calculator on the desk, demonstrating the use of unsecured working capital loans for daily business operations.

How to Get Unsecured Working Capital Loan for Small Business

Securing working capital is a critical step for small businesses looking to grow, manage daily operations, or navigate temporary financial setbacks.  However, one of the most attractive and accessible options for many entrepreneurs is an unsecured working capital loan.  Unsecured working capital loans provide businesses with the funds they need

  • by Nathan Armstrong
  • October 24, 2024
Construction company executives reviewing plans and calculating costs. The extensiveness of the construction plan requires fast construction loans to ensure timely funding and project execution.

How to Get Fast Construction Loans for My Company

Securing funding is a critical step for any construction business looking to start new projects, purchase equipment, or expand its operations. However, construction business loans often come with long approval processes that can slow down project timelines.  This is where fast construction loans come in. Designed specifically for business owners

  • by Nathan Armstrong
  • October 10, 2024
A truck being loaded with gravel at a construction site, illustrating the importance of a trucking business loan for equipment and operational expansion.

How to Know if You Need a Trucking Business Loan

Knowing whether your trucking business needs a loan can be a difficult decision. For many trucking companies, securing a loan isn’t just about covering immediate expenses—it’s about preparing for long-term growth, upgrading equipment, or even expanding into new markets. This article will determine the signs to know if you need a

  • by Nathan Armstrong
  • September 27, 2024
Shop owner holding a 'Welcome, We Are Open' sign in front of a store, representing the need for a retail business loan to support small business operations.

Small Retail Business Loans: How to Apply

Small retail businesses are the backbone of many economies. They provide essential goods and services to local communities and contribute significantly to employment. However, running a small retail business is not without its challenges. Among the most pressing is the need for adequate financing. Financing is often crucial for expansion,

  • by Nathan Armstrong
  • September 19, 2024
A person opens the door to a modern hotel room with a cozy bed and soft lighting, symbolizing the hospitality industry and the potential business opportunities for hotel owners with the help of hotel financing.

A Quick Guide to Hotel Loans: How Do They Work?

The hotel industry is one of the most dynamic sectors in the global economy, with businesses ranging from small boutique inns to large international chains. But in order to thrive, hotel business owners need sufficient capital to continue operating. This is where hotel financing comes in.  Whether you’re just starting

  • by Nathan Armstrong
  • August 23, 2024
Two girls playing in a Daycare financed with a business loan

When To Use a Daycare Business Loan

Daycare centers are essential in communities, providing safe, nurturing environments for children while parents work or attend school. They support child development and enable parents to pursue careers, contributing to community economic stability. With growing demand, many centers need to expand to accommodate more children and enhance programs. Daycare business

  • by Nathan Armstrong
  • August 9, 2024